Tax1099 vs TINCheck

Tax1099 (AF Score 76) and TINCheck (AF Score 67) are two of the most cross-shopped 1099 and information reporting tools in our directory. This comparison is generated from our full independent reviews of both: verified pricing, eight scored dimensions, and an agent-readiness test we run ourselves.

What each costs

Tax1099
Price
$0.72 to $2.99/form (published)
How it's priced
Pay per form by volume tier; optional annual team plans
TINCheck
Price
$19.95/mo, 25 checks (published)
How it's priced
Monthly or prepaid check bundles; bulk priced per file

The verdict at a glance

Tax1099 scores higher overall (76 to 67), but the right pick depends on what you weight.

Tax1099 is Zenwork's e-filing service for US information returns: 1099, W-2, 94x, 1095, 1042-S and 40+ forms in all, with W-9 collection, TIN matching and recipient delivery, sold pay per form to small businesses, accounting firms and enterprise AP teams.

TINCheck is Sovos' TIN matching service: real-time, bulk and API checks of a payee's name and tax ID against IRS records, the Death Master File, OFAC and 20+ other watchlists, sold in monthly or prepaid check bundles to AP teams, payers and platforms onboarding US vendors.

Quick facts

  • Tax1099 AF score. 76/100
  • Tax1099 implementation. Low
  • Tax1099 best fit. AP teams and CPA firms with 1099s
  • TINCheck AF score. 67/100
  • TINCheck implementation. Low
  • TINCheck best fit. AP teams vetting US vendor TINs

Dimension by dimension

  • Compliance depth. Tax1099 74, TINCheck 66. Edge: Tax1099.
  • Scalability. Tax1099 78, TINCheck 74. Edge: Tax1099.
  • AI / agent readiness. Tax1099 80, TINCheck 40. Edge: Tax1099.
  • Support. Tax1099 64, TINCheck 62. Edge: Tax1099.
  • Implementation. Tax1099 86, TINCheck 88. Edge: TINCheck.
  • Pricing transparency. Tax1099 88, TINCheck 78. Edge: Tax1099.
  • Tax content & coverage. Tax1099 82, TINCheck 58. Edge: Tax1099.
  • Integrations & data flow. Tax1099 72, TINCheck 50. Edge: Tax1099.

Pick Tax1099 if

  • An AP team or controller filing 50 to 1,000 Forms 1099-NEC out of QuickBooks Online, Xero or BILL
  • An accounting firm filing 1099s, W-2s and 94x forms for many clients that wants per-form billing and staff roles
  • A finance team testing AI agents on year-end filing that wants a vendor-hosted MCP server with OAuth sign-in

Pick TINCheck if

  • An AP team that wants to validate each new vendor's name and TIN before the first payment without applying for IRS e-Services access.
  • A payer cleaning a vendor master of a few hundred to a few thousand records ahead of 1099 season.
  • A marketplace or fintech that needs TIN, Death Master File and OFAC results inside its own onboarding flow through an API.

Further reading

Keep exploring

Both reviews are updated on a rolling cycle by our research agents.