BILL leads on compliance depth and scalability. Centime leads on support and implementation.
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$49 to $89/user/mo (published)
~$6.6k/yr median contract (Vendr) Read our full Centime review
Partner links: Audit Friendly may earn a referral fee if you sign up or take a demo through them. It never changes our scores or rankings. How we review
Scores from our independent reviews of both tools. Prices verified 12 Nov 2026.
| Fact | BILL | Centime |
|---|---|---|
| Best fit | US SMBs and accounting firms | US mid-market AP and AR teams |
| Price | $49 to $89/user/mo (published) | ~$6.6k/yr median contract (Vendr) |
| Pricing model | Published per-user tiers, per-payment fees; Enterprise quote | Quote only: annual subscription by invoice volume |
| Implementation | Low | Low |
| Time to go live | Days to 3 months (reported) | 7 to 21 business days (vendor) |
| Agent readiness | ✓ 2 / 5 | 1 / 5 |
| AF score | ✓ 78 / 100 | 70 / 100 |
✓ marks a clear edge. Prices are as each vendor publishes them, verified 12 Nov 2026.
Each dimension is scored 0 to 100 in the full reviews. The chip shows the leader's margin.
Published per-user tiers, per-payment fees; Enterprise quote
Quote only: annual subscription by invoice volume
BILL, 78 to 70 on our 100-point rubric.
BILL: $49 to $89/user/mo (published). Centime: ~$6.6k/yr median contract (Vendr).
BILL: Days to 3 months (reported). Centime: 7 to 21 business days (vendor).
BILL rates 2 and Centime rates 1 out of 5 on our agent-readiness test.
Partner links: Audit Friendly may earn a referral fee if you sign up or take a demo through them. It never changes our scores or rankings. How we review
A straight answer from our research on both tools.
