Rho is an innovative financial platform engineered to streamline corporate banking and spend management for fast-growing businesses. Designed to consolidate multiple disjointed systems into a single, cohesive solution, Rho empowers finance teams to reduce complexity and boost efficiency. With a comprehensive suite of tools that includes real-time expense tracking, automated reconciliation, and integrated corporate card management, Rho enables organizations to capture every transaction accurately while minimizing manual errors and compliance risks.
Built on a forward-thinking approach, Rho seamlessly integrates with leading accounting and financial systems to deliver an unparalleled user experience. By automating routine tasks and offering intelligent insights into spending trends, Rho not only simplifies financial operations but also supports strategic decision-making. Its commitment to transparency and robust security measures ensures that companies can confidently outgrow their forecasts without the need to overhaul their entire finance platform.
Rho is a next-generation financial operating system designed to centralize all aspects of corporate banking and spend management into one intuitive platform. By merging banking, payments, and expense management, Rho eliminates the need for multiple, siloed systems, allowing businesses to manage cash flow, reconcile transactions, and control spending through a single, streamlined interface. This holistic approach not only simplifies financial operations but also lays a strong foundation for scalability as companies grow.
At its core, Rho offers an integrated business banking solution that reimagines traditional corporate finance. With features such as real-time cash management, digital account oversight, and seamless payment processing, the platform ensures that companies have complete visibility into their financial operations. This integrated banking experience minimizes manual reconciliation and enhances operational efficiency, enabling finance teams to make faster, data-driven decisions.
A standout element of the Rho platform is its comprehensive corporate card solution. Rho provides both physical and virtual cards that come with customizable spending controls, detailed transaction tracking, and robust security features. These cards are engineered to support high-growth companies by offering benefits such as real-time approval notifications, preset spending limits, and even cash-back incentives, ensuring that every purchase aligns with company policies and financial objectives.
Beyond traditional banking and card management, Rho excels in automating expense management processes. Its platform leverages intelligent automation to capture receipts, categorize expenses, and reconcile transactions seamlessly. By integrating with leading accounting software, Rho eliminates the need for duplicate data entry and reduces the likelihood of errors, freeing up finance teams to focus on strategic initiatives rather than administrative tasks.
Security and compliance are central to Rho’s design philosophy. The platform is built with robust security protocols and stringent compliance measures to protect sensitive financial data. Advanced analytics and reporting tools further empower finance teams by providing actionable insights into spending trends, budget adherence, and overall financial performance. This focus on transparency and control helps organizations mitigate risk while driving cost-saving initiatives across the board.
Rho redefines corporate finance by combining banking, card management, and expense automation into a single, user-friendly platform. Its scalable design, real-time insights, and intelligent automation capabilities ensure that businesses can grow without being burdened by outdated financial systems. By providing a unified solution that enhances efficiency, reduces risk, and supports strategic decision-making, Rho is poised to empower the next generation of high-growth companies to manage their finances with confidence and ease.
Unlike legacy business banks and siloed expense management tools, Rho is a true financial technology company—not a traditional bank. This focus enables Rho to offer an integrated solution that consolidates corporate banking, expense management, bill payments, and card services into one unified platform, eliminating the need to juggle multiple systems.
Rho automates key financial processes that legacy tools simply aren’t designed to handle. From streamlined month-end close and real-time reconciliation of bank and corporate card transactions to automated bill invoice payments that update your general ledger instantly, Rho frees up finance teams to focus on high-impact work instead of manual tasks.
Where manual expense management or platforms like SAP Concur fall short, Rho delivers on-the-go receipt updates and automated expense categorization. This real-time, intelligent approach to expense management minimizes errors, speeds up reimbursement cycles, and enhances overall financial visibility.
Rho stands out in the challenger space by offering powerful expense, bill payment, and accounting automation without monthly subscriptions. Unlike competitors such as Brex, Ramp, or Mercury—who often lock key features behind paywalls—Rho provides premium support, custom expense approvals, and advanced role permissions at no additional monthly cost.
Rho’s commitment to service is evident in its 24/7, award-winning customer support. This level of service ensures that startups, growth-stage companies, and midmarket enterprises receive timely assistance, helping them overcome challenges faster than those relying on competitors with restrictive support models or additional service fees.
By integrating banking services directly into its platform, Rho offers a comprehensive solution that competitors like Ramp, which lack full banking capabilities, cannot match. This consolidation of finance tools—from ACH payments to credit management—means businesses can manage their entire finance stack in one place, ensuring efficiency, trust, and scalability as they grow.
Rho is much more than a digital banking solution—it’s a comprehensive financial operating system designed to streamline every facet of corporate finance. By integrating tools for real-time cash management, automated expense processing, seamless accounts payable automation, and dynamic underwriting, Rho empowers founders and finance teams to consolidate disparate systems into one unified platform. This holistic approach not only provides an up-to-date view of your financial health but also enables you to redirect time and resources from administrative tasks to strategic growth initiatives. Robust integrations with leading accounting and ERP systems ensure every transaction is captured and reconciled automatically, while flexible, customizable corporate card solutions deliver granular control and enhanced security. Ultimately, Rho’s innovative automation and smart finance management create a scalable infrastructure that adapts to your business’s evolving needs.
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Rho is a digital business banking platform designed to streamline corporate finance for startups and growing companies. It integrates banking, expense management, and accounts payable into one seamless system, enabling real-time cash management and automated financial processes.
Unlike traditional banks that often rely on fragmented services, Rho is a fintech-first solution offering integrated corporate banking and spend management tools. It stands out against competitors like Brex and Mercury by eliminating monthly subscription fees and providing robust, automated workflows with 24/7 customer support.
Rho delivers a comprehensive suite of tools, including real-time cash and expense tracking, automated bill and AP management, customizable corporate cards, and seamless integration with popular accounting software. These features work together to enhance financial visibility, improve efficiency, and support rapid business growth.
Rho is a fintech company that partners with FDIC-insured banks to offer secure banking services. This means that while Rho itself is not a bank, the checking and card services it provides are backed by FDIC insurance, ensuring your deposits are protected up to applicable limits.
Getting started with Rho is simple: you can apply online through their streamlined onboarding process. Rho typically requires your business to be incorporated, with specific revenue or funding thresholds, to ensure it meets the criteria for a robust digital banking experience designed for high-growth companies.
Rho offers a streamlined onboarding process designed for speed and ease. A dedicated implementation team works closely with each client to ensure a smooth transition, providing personalized training, guidance, and hands-on support every step of the way. This approach minimizes disruption and enables businesses to integrate Rho’s robust financial platform with existing systems quickly—often within a week—so they can start realizing the benefits of automated workflows and real-time financial insights almost immediately.
Rho’s platform is built with a modern, intuitive interface that caters to both seasoned finance professionals and non-technical users. Its clean design and easy navigation simplify complex tasks like transaction reconciliation, expense tracking, and cash flow management. By prioritizing usability and clarity, Rho enables users to perform critical financial operations swiftly, freeing them to focus on strategic, high-impact initiatives rather than being bogged down by cumbersome processes.
Engineered for growth, Rho’s platform is highly scalable to meet the evolving needs of startups, growth-stage companies, and mid-market enterprises. Its flexible infrastructure handles increasing transaction volumes and complex financial operations without compromising performance. Seamless integrations with leading accounting and ERP systems ensure that as companies expand, Rho adapts effortlessly—offering consistent efficiency and control over finances, regardless of business size.
Rho distinguishes itself through an unwavering commitment to customer support, offering award-winning, 24/7 service. From initial onboarding to ongoing technical assistance, Rho’s knowledgeable support team is available around the clock to resolve issues, provide expert guidance, and ensure that users can maximize the platform’s capabilities. This robust support framework builds long-term trust, allowing businesses to focus on growth with the confidence that their financial operations are in capable hands.
Simple Integration
Free to use
24/7 Support
Non-Bank